People are injured in hit and run accidents everyday in Florida. A hit and run accident occurs anytime someone causes an accident and leaves the scene before police arrive. Hit and run accident victims face common difficulties such as locating the at-fault vehicle and determining whether there is any insurance coverage available to compensate them for injuries. A hit and run victim’s best defense is uninsured motorist coverage (also referred to as underinsured motorist coverage). UM/UIM coverage is an add-on coverage that covers you for injuries when you have been hit by someone without insurance. When someone hits you and then flees the scene, you are generally only left with one insurance policy available to pay for your injuries: your own.