Even if you were injured in an accident, there might not be insurance coverage available. For example, if you were injured in a car accident but the person that hit you didn’t have insurance and you didn’t have the add-on uninsured motorist coverage on your policy at the time of the accident, there may not be any insurance coverage available to you. Many people are shocked to find out that their “full-coverage” auto insurance doesn’t include UM/UIM benefits. Even if the person that caused the accident had insurance, they might not have any bodily injury coverage. As of 2021, Florida does not require drivers to have any bodily injury coverage. One of the first things we do on a new case is verify the coverages available to our injury clients.

Since insurance companies are focused on saving money while also settling claims for their policyholders, they make offers based on the perceived risk of an excess verdict. Essentially, an insurance company wants to offer you just enough money to make you decide not to hire a lawyer and sue their policyholder. However, the bigger the policy, the bolder the insurance company is when they evaluate your case. For example, if there is only $10,000.00 in insurance coverage available to you after an accident, the insurance company would probably pay you that money quickly if the injury was very severe because the risk of you suing their policyholder and getting a large jury verdict against them is high. However, if you sustained soft-tissue injuries and there is $100,000.00 in insurance coverage, then the insurance company won’t feel a lot of pressure to settle your claim. Not only do we verify the available coverages for our clients early, we also tell our clients the limits right away.

Even if you were injured by a driver who had no insurance and you don’t have any uninsured motorist coverage on your policy, there may be other sources of insurance coverage such as through an employer or agency such as when you are involved in an Uber accident, Lyft accident, Doordash, Postmates, an accident while driving for Roadie, or even a rental car agency. If you were injured in an accident, you will want to turn over every stone to identify all of the insurance coverage available to you. Our deep screening process ensures that no potential coverages go undiscovered.

Before an insurance company will pay to settle your case, they will require extensive proof of your injuries including the medical treatment you required, the past and future medical expenses, wage loss, and loss of future earnings. Moreover, you will have to prove to the insurance company that your injuries were in fact caused by the accident. Finally, you will also need to prove the amount that you are entitled to in damages. The insurance company won’t simply take your word for it. Insurance companies have shareholders and they are required to make a profit. They only make a profit when they take in more money than they pay out. So the insurance companies have an incentive to discredit your claims. That’s why we shoulder the burden of proving the severity of the injuries and the amount of damages so that our clients don’t have to.

Yes. What do you have to lose? Dial 954-388-0646 to begin your no obligation, confidential, and claim-shame free consultation now.

In our professional opinion, the initial meeting with your personal injury lawyer is the single most important event in the life of your case. For people who have just been in an accident, the actions taken in the first several days and weeks can be critical to the outcome of the case. Injury victims need reliable legal information from the get-go. There are also many other critical details that may affect how much insurance coverage is available for an injury victim which we must learn from our clients at the very outset of the case.

While we leverage technology to do these initial discovery meetings remotely, we value the human connection with our clients that can only be made in person.

Before we are legally allowed to represent you, we must all sign a fee agreement which explains your rights and the responsibilities we owe to you. The fee agreement is written in plain English and is only several pages long. We afford all potential clients an opportunity to review the fee agreement remotely before signing up with us. We do not believe in cornering our clients and pressuring them to sign the fee agreement.

The free agreement states that we will serve as your lawyer, working diligently on your behalf, to recover compensation for your injuries. The fee agreement also states that we will advance the hard costs (postage, printing, expert fees, records charges, etc.), and that you will owe us nothing – you will not even have to reimburse us for the costs we front – if we are not able to recover any money for you. The fee agreement states that our only compensation is contingent on the outcome of the case, i.e. we only get paid if we win your case. Moreover, the fee agreement states that we are entitled to ⅓ of the total amount that we are able to recover for you. However, the fee agreement requires us to notify you of any settlement offers and we are not allowed to settle your case without your permission.